We collect two types of information about our Site Users: Personally Identifiable Information and Non-Personally Identifiable Information.
Personally Identifiable Information
Personally Identifiable Information is information that can identify a specific End User. As you engage in certain activities on the Website, we may ask you to provide information about yourself. It is optional for you to engage in such activities. If you want to become a member of ZapRates.com, we may ask you to provide us with certain personal information about yourself, such as first and last name, e-mail address, mailing address, telephone number and date of birth. In addition, if you apply for a small business loan, you may have to provide us with your company information and other personal related information. As stated before, it is optional for you to engage in activities offered on the Website. However, if you want to participate of some activities, you will have to provide the required information for that particular activity.
Non-Personally Identifiable Information
Non-Personally Identifiable Information is information that does not identify a specific End User. This type of information may contain things such as “URL” (Uniform Resource Locator) of the Website that you visited prior to coming to our Website, the URL of the website you visit after leaving our Website, the type of browser you are using and your “IP” (Internet Protocol) address. We and our authorized Third Party Service Providers and Advertisers may automatically collect this information when you visit our Website through the use of electronic tools like Cookies and Web beacons or Pixel tags. We use Non-Personally Identifiable Information to gather information only with the intent of being more effective and beneficial to our customers so we can offer the best kind of deals that suit you.
Use and Disclosure of Information
ZapRates, LLC, do not sell, trade, rent, or share the Personal Information that we collect with third parties, unless you authorize us to do so. The information you provide us is used primarily for you to access ZapRates.com, to explore our services, and to participate of any promotion that we offer. Also, we use your information to know more about our customers, and, therefore, we can deliver a better service and offer you the best type of promotions. We will only share your information with third parties or partnered lenders when you apply for Small Business Loans or Hard Money Loans on our Website. We reserve the right to do that for the conclusion of the transaction.
Your Personal Information is as important to you as it is to us. We are committed to protecting the information you provide us and we take seriously safety measures in order to have this information secure.In particular:
- We use the latest 256-bit encryption SSL on all areas that require you to provide personal information.
- We review our information collection, storage and processing practices, including physical security measures, to guard against unauthorized access to systems.
- We restrict access to personal information to ZapRates employees, contractors and agents who need to know that information in order to process it for us, and who are subject to strict contractual confidentiality obligations and may be disciplined or terminated if they fail to meet these obligations.
Although we have taken major steps to protect your Personal Information, at this time no data transmission over the Internet or any wireless network is fully secure. Consequently, no company can fully eliminate security risks associated with Personal Information.
You will always have the option of stop receiving our e-mails. If you no longer wish to receive communications from us you can simply press a link that will be in every e-mail we send to you. We also give you the choice to contact us directly.
We want to hear from you. If you have any comments or questions, please feel free to contact us at [email protected] or call 1 (800) 969-5701.
- 78 SW 7th Street
- Ste 500
- Miami, FL 33130