Stress-free Lending Solutions

for your Real Estate Investments

Our Fix and Flip loan helps you purchase a distressed property, fix it up and sell it for a profit.

ZapRates Fix and Flip Loans
ZapRates Fiz and Flip Loans

Most banks won’t lend the funds to purchase nor repair these types of properties as they perceive the risk to be too great, nor are they geared up to service the loans. We, of course, specialize in making and servicing fix & flip loans including lending you the rehab funds and paying those funds out to you in draws as the work progresses.

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No Obligation
No Effect On Your Credit Score For Quotes
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Our team has a well-deserved reputation of excellence in providing commercial funding to real estate projects for the better part of two decades

No guessing

Our funding specialist will advise of which types of products are available for your particular business and how they work.

Support when you need

Our dedicated team of loan specialists will always know who you are and will be there for you when you need them via phone, text, chat, or email.

Simplified tracking

Your customized dashboard will always tell you where you stand with your loan.


Hard Money Loans Provide Reliable and Flexible Funding for your Real Estate Investments & Transactions

$1 billion+

in loans funded to date

Hundreds of

homes financed

40 Years

of lending experience

Combining age old experience and relationships with cutting edge technology

relationships with technology

We bring cutting edge technology so that you can enjoy a fully web enabled and highly secure borrowing or investing experience. However, the team and relationships we have coordinated involve age old, tried and true systems through professionals made up of leading banking attorneys, private equity firms and relationships with federal banks, hedge funds and high net worth individuals coordinating funding for your project.

We serve a wide range of borrowing and investing clientele, and project types spanning the United States. Every relationship and opportunity is valued greatly and treated with dignity and respect. Our systems quickly gather and store information on the value, construction, and market trends. In summary, we provide for efficient loan decisions and steady transaction management.

Clarity of Communication

Clarity of Communication

Historically private real estate lending has been a system lacking clarity to the borrower of what is required and whether a loan is going to be made. We seek to change that. We will provide first time relationships with a clear understanding of roles and expectations.

Clarity of Communication

Access to Information

We will fully engage you in the borrowing process providing you with clear outlines of what we require and where your transaction stands. You will be given web enabled, secure access to your transaction status on our web enabled platform and provided a transaction manager to ensure you are clear on where you stand.

Clarity of Communication

We Treat You and Your Business with Respect

Whether you are rehabbing a single family home or purchasing a hotel, you can rest assured that we are going to treat you and your project with great respect. We are committed to providing borrowers with funding for their projects and investors with the comfort of secure online access to information and transactions managed by the industry's top professionals.